Home Goals Before the Holidays: 5 Smart Things To Do Before Year-End

The holidays sneak up fast. Knock out these quick wins now to save money, reduce stress, and start January ahead.

1️⃣ Re-assess home insurance & taxes
Rates/assessments shift yearly. Confirm coverage, deductible, wind mitigation credits, and check your property’s 2025 assessed value/homestead status.

2️⃣ Schedule that refinance conversation
If rates fit your goals, a 10-minute check with a lender can reveal payment or term savings—and whether a HELOC makes sense.

3️⃣ Declutter before guests
One closet, one junk drawer, one kids’ zone. Donate/toss, then add labeled bins so it actually stays tidy through New Year’s.

4️⃣ Prep outdoor spaces for cooler evenings
Miami “winter” = patio season. Refresh cushions, check string lights, clean fans, service the grill, and set out citronella.

5️⃣ Line up a January home-project plan
Pick one: paint touch-ups, hardware swap, water-filter change, AC maintenance, or a simple pantry reset. Book vendors now.

👉 Book a complimentary home snapshot — value, comps, and micro-market notes tailored to your address.
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